Family owned and operated for over (24) years, we perform all levels of flat (lo Slope) roofing, We offer start-to-finish solutions for every project. We also offer full proposal of services. We specialize in Difficult To Find Roof Leaks and more! 


Texas Department of Insurance

TDI Home  ·
Help Insure  ·
Texas Health Options  ·
Texas Sure  ·
TX Comp  ·
Exit Strategy

Helping Texans with their auto, commercial and residential property insurance needs.

A free service of the Texas Department of Insurance and Office of Public Insurance Counsel.Search

Homeowner / Condo / Renter
Market Connection
TDI Resources
Find Coverage

Homeowners Insurance Price Comparison

Wind, Hail, Flood and Other Homeowner Insurance Coverages

You may have to buy separate policies to cover wind, hail, and flood damage. Homeowners, farm and ranch, renters, windstorm, and condominium policies do not cover damage from rising waters.

Use the One-Step Flood Risk Profile feature on the National Flood Insurance Program (NFIP) website to determine your relative flood risk.
Use the Homeowners, Flood, and Windstorm Policies Comparison
 chart to see the differences between homeowners, flood, and wind and hail insurance.
Check the StormLink page for links to current weather conditions in Texas and disaster information you can use before, during and after a flood.

Flood Insurance
Texas ranks near the top of the nation in weather-related property damage each year. A large portion of this damage is caused by flooding. Homeowners policies do not cover flood damage. To protect yourself from losses caused by most flooding, you can purchase a separate flood insurance policy from the National Flood Insurance Program (NFIP) administered by the Federal Emergency Management Agency (FEMA). Local insurance agents sell NFIP flood policies and can tell you about the program in your area. For more information, call NFIP.


If a lender determines that a property is at a high risk of flooding (called being in a "special flood hazard area"), it will require you to purchase flood insurance. A special flood hazard area has a 1 percent chance of being flooded in any given year. NFIP defines a flood as an excess of water on land that is normally dry, including overflow of inland or tidal waters.

Hurricanes and Windstorm Insurance
The Texas Windstorm Insurance Association (TWIA) is the state's insurer of last resort for wind and hail coverage in the 14 coastal counties and parts of Harris County on Galveston Bay. TWIA provides wind and hail coverage when insurance companies exclude it from homeowners and other property policies sold to coastal residents. You can buy TWIA coverage through local insurance agents if you need it.

When a hurricane enters the Gulf of Mexico (80 degrees longitude and 20 degrees latitude), you can no longer change or purchase new windstorm coverage.

If you plan to build, add to, or renovate a home or other structure and want to obtain or maintain TWIA coverage, you must have an inspection of your property during the construction phase. A TDI windstorm inspector can conduct an inspection for free, or you can use a Texas licensed professional engineer appointed by TDI. Your agent can tell you how to get an inspection. For more information about windstorm coverage, contact TWIA


Flood insurance requirement. Certain Gulf Coast residents may be required to purchase flood insurance on their property before they are eligible for a TWIA policy. The requirement applies to you if:

you constructed, altered, remodeled, or enlarged your property (to the extent that a certificate of compliance is required) on or after September 1, 2009;
any part of the property is located in flood zones V, VE, or V1-V30 as defined by NFIP; and
flood coverage is available from the NFIP.

Note: Property repairs are excluded from the requirement. Repair is defined as the reconstruction or restoration of a structure that is damaged or deteriorated.

To view flood maps, visit FEMA's website at

Note: Review the Homeowners, Flood, and Windstorm Policies Comparison above to see the differences between homeowners, flood, and wind and hail insurance.

Earthquake Insurance
If you are concerned about earthquakes, you can get coverage with a separate policy. The cost is relatively low because earthquakes are rare in Texas.

Extra Coverage (Endorsements)
You might want more coverage than your policy provides for certain items. For an extra premium, you may be able to buy endorsements that expand or increase the coverage on these items. Some of the most common endorsements expand or increase coverage for jewelry, fine arts, camera equipment, coin or stamp collections, computer equipment, and radio and television satellite dishes and antennas.

Personal Umbrella Liability Insurance
If you have assets to protect and want more liability coverage than a homeowners policy provides, you can buy a separate umbrella policy. Because policies vary, make sure the agent or company fully explains the coverage.

For more information contact: or 1-800-252-3439

Last updated: 05/21/2015

Contact Information and Other Helpful Links

Texas Department of Insurance

333 Guadalupe, Austin, TX 78701
P.O. Box 149104, Austin, TX 78714
512-676-6000    |   1- 800-578-4677

About TDI

Compact with Texans
Contact Information
Job Opportunities
Report Fraud at TDI

Helpful State Links Portal
TRAIL State Search
TX Homeland Security
Texas State Spending

Site Resources

Accessibility & Policies
Contact Webmaster
HelpInsure Sitemap
PDF Reader

Stay Connected


Price matters? On repairs we may not be the lowest, if your price shopping then you may want to try some others before you come to me? I'm Jeff Blalack President of National Roofing, as you may know my business relies on "word of mouth" from my customers. Like in the ole days when Grandma would talk about a craftsmanship done and a good job on their home, people would remember that guy she spoke about and refer him to all people needing the same work done. I would appreciate it VERY MUCH if you would write a brief review for me on Google+, Pencrest, Yahoo, Bing, FaceBook, Twitter,, one of the largest directory of remodeling professionals or any serch sites. This few sentences will do more help than you know! Like when Grandma spoke, but I can get her to talk about me any more but people will listen to you! Im in control of all the advertising as well as the rest of it. As you may know National Roofing was damaged from Hurricane IKE too, I lost all my emergency relief funds and all my savings and much more that I didn't have, Thank God for my family, my Mom!, Thank you for this favor, don't forget me when you special detail to all the services I provide. Thank you again, Jeffrey Blalack (713) 789-6400

Comment on Customer Review on the BBB web site-click here to go to it. 

I contacted National Roofing based on a friend's recommendation who said **** ******* was the only roofing contractor who had been successful in repairing her roof leak, My roof has a very steep pitch and needed some shingles replaced, some which were very high, I was highly impressed with the quality of Mr. *******'s work, his professionalism, his pricing and payment terms, and his customer service. I felt he went beyond what he was hired to do in his repair work and would definitely recommend him and his company to anyone needing roof repair or replacement,
Review By: Carol St​ 6-1-2015

<!-- Place this tag where you want the widget to render. --> A Practical Air-Sealing Sequence by Andrew Webster If you aim to build a super-insulated airtight home and want to keep it affordable, your best bet is to use common materials and methods that don’t disrupt traditional work sequences very much. Last year, my architecture firm’s founding partner, Bruce Coldham, developed a set of details to create an affordable, durable, and continuous air barrier for a house with a conventionally framed 2x6 wall and a truss roof. Airtight wall sheathing We opt to use the exterior face of the wall sheathing as the air barrier, using either Huber Zip sheathing and Zip tape or a handmade version: OSB with Grace’s WB Primer and Vycor tape at all joints, burnished or rolled to get the best adhesion. This strategy keeps the air barrier out of the way of the electricians and plumbers who are called on to punch many holes in our walls. It also provides a durable, inspectable, and affordable solution to reducing air leaks. With a continuous layer (or two) of rigid polyiso over the OSB, we get warm sheathing and good overall wall R-values as well. The wall-roof intersection For reasons of construction economy, many clients want trussed roofs with traditional eaves and a ventilation channel. The immediate challenge in this design is figuring out how to connect the exterior sheathing air barrier on the walls to the interior drywall air barrier at the ceiling. The solution is found in a simple plywood cap plate (3/4 in. by 8 in.) that is attatched to the exterior walls. To achieve airtightness at this transition requires the use of construction adhesive in two locations: The wall sheathing has to be sealed with adhesive along the 2x6 top plate, and the plywood cap plate has to be sealed to the 2x6 top plate that it’s nailed to. Doing it this way doesn’t interrupt the construction sequencing, and the materials needed to accomplish it are typically on site already.